5 Reasons to use Your Dental Insurance Before the End of the Year
The fall has come and gone and our thoughts are turning to the cooler weather and holiday cheer that are on the horizon. But this is a time when you should also be thinking about your dental benefits too. Many dental plans run on a calendar year and you can save hundreds of dollars by using your benefits before the end of the year!
Here are 5 reasons why making an appointment now can help you make the best of your dental plan:
1. Try to Use Your Yearly Maximum Benefit
Most dental plans allow a yearly maximum benefit. This is often around $1,000 per insured person. If you haven’t used all of your benefits, it will not roll over to next year. So, if you need covered dental services and have unused benefits, you will want to use them up before the end of the year.
2. New Year = New Deductible
If your dental plan has an annual deductible, you will have to pay it again next year. If you’ve already paid your deductible for this year, any additional dental work done before the end of the year won’t require a new deductible payment.
3. Take Care of Small Problems Before They Get Bigger
Dental problems don’t go away. A small, easy-to-treat cavity today can become a painful toothache tomorrow. Use your dental benefits to stay ahead of dental problems and have a healthy and happy smile for the holidays!
4. Covered Services
If you pay premiums for your dental insurance, you should be taking advantage of all covered services including screenings, x-rays, cleanings, etc. Not only will this help you maintain excellent dental health, but you will be getting the benefits you paid for too!
5. Make Your Appointment Sooner Rather than Later
Waiting until the last minute could cost you money. As many patients rush to use up their benefits before the end of the year, appointment slots will fill up quickly. If you wait too long, you may not be able to get the appointment time you want.